Learn the basics
Understand blockchain, volatility, and risk.
Start with the fundamentals
Learn what crypto assets are, how markets work, and why prices can move quickly.
Explore crypto basics ↗Invest with a clearer view
Explore crypto with your investing goals in mind.
Discover a modern digital-asset experience alongside the tools and resources investors use to plan, learn, and make informed decisions. Bitcoin and Ethereum are the starting point for this crypto-focused concept page.
Crypto is volatile and may not be suitable for every investor. Availability, eligibility, and supported assets can change. Check official Charles Schwab disclosures before making financial decisions.
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Portfolio overview
Illustrative portfolio value$12,480.50+2.48% today
Market snapshot
Bitcoin$67,240
Ethereum$3,420
Digital assetsLearn before you invest
Market watchBTC · ETHIllustrative data only
Make informed decisions with trusted resources
Market NewsInvestor EducationResearchPlanningInsights
Educational concept page · Not an official Charles Schwab website
A simpler way to understand digital assets
Explore common crypto investing steps, from learning the basics to reviewing how digital assets may fit into a broader financial plan. Product availability and features depend on official account terms.
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Account overview
Review your options
Review your options
Review your account options
Check official account eligibility, available services, fees, and the terms that apply to you.
View next steps ↗Asset research
Compare risks and goals
Compare assets thoughtfully
Research Bitcoin and Ethereum, including use cases, volatility, and possible downsides.
Explore research habits ↗INVESTING PLANYOUR GOALSPLAN
Connect choices to your plan
Consider diversification, your time horizon, and how much risk you can afford to take.
Read key considerations ↗Clarity over complexity
Why take a thoughtful approach to crypto?
Digital assets can be an emerging part of the financial conversation, but they come with distinct risks. A clear plan starts with reliable information, realistic expectations, and an understanding of your financial priorities.
01Learn the risks
02Review your goals
03Stay informed
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01 · Build a foundationUnderstand asset types and key risks.
02 · Make a planConsider goals and time horizon.
03 · Review costsCheck fees and transaction details.
04 · Keep learningRevisit information as markets change.
Get started with three practical steps
1
Explore the information
Read official product details and educational resources before choosing a service.
2
Review your situation
Consider your risk tolerance, investment horizon, and broader financial needs.
3
Choose carefully
Use official channels to verify eligibility, fees, availability, and account terms.
Principles for confident investing
“Understand what you own before deciding whether it belongs in your portfolio.”
Investor principle · Research first“A plan can help you avoid reacting to every short-term market move.”
Investor principle · Stay consistent“Compare costs, risks, and features instead of focusing on headlines alone.”
Investor principle · Compare carefully“Keep your financial goals in view when exploring new asset classes.”
Investor principle · Think long termThese are general educational statements, not customer testimonials or investment recommendations.
Frequently Asked Questions
What is cryptocurrency?
Cryptocurrency is a type of digital asset that uses cryptographic methods and, in many cases, a distributed ledger such as a blockchain. Different assets have different designs, uses, and risks.
Does Charles Schwab offer crypto trading?
Crypto products, supported assets, eligibility, and launch timing may change. Visit Charles Schwab's official website and current disclosures to confirm which services are available to you. This independent concept page does not provide account access or execute trades.
Which cryptocurrencies are supported?
Do not rely on this concept page for a live supported-asset list. Confirm the current offering directly with Charles Schwab. Bitcoin (BTC) and Ethereum (ETH), along with other assets mentioned in promotional or planning materials, should be verified against official product information before acting.
Can crypto be held in an IRA?
Eligibility depends on the specific product, account type, and applicable terms. Do not assume that every crypto product can be held in an IRA. Review official account documentation and consult a qualified tax or financial professional when needed.
Can I transfer funds instantly?
Transfer speed depends on the service, payment method, network conditions, compliance reviews, and other restrictions. No transfer should be assumed to be instant. Check current processing times and fees before initiating a transaction.
Is cryptocurrency safe?
Crypto involves substantial risks, including price volatility, cybersecurity threats, operational issues, and possible loss of principal. Safeguards vary by provider and product. Understand what protections apply—and which do not—before investing.
What fees should I look for?
Review any trading commissions, spreads, network fees, custody or service charges, and withdrawal or transfer costs that may apply. Read the current fee schedule and account terms before placing an order.
How can I contact customer support?
Use the contact options listed on Charles Schwab's official website or in your authenticated account. Never share your password, one-time codes, or full account credentials with an unverified person.
Built around your goals
Investing is personal.
Build a plan that works for you.
Explore educational resources, compare investment choices, and review how different account types may support your longer-term plans. For account-specific questions, use official Schwab channels and current disclosures.
Visit official Schwab website ↗Learn · Plan · Invest